CDR v3: Australian Treasury moves to expand access to the Consumer Data Right regime

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Authors: Anthony Lloyd, Alex Horder, Edmond Lau


On 30 September, the Competition and Consumer (Consumer Data Right) Rules 2020 (Cth) were amended[1] with the aim of lowering barriers of entry to Consumer Data Right regime (CDR) participation, as foreshadowed by the Australian Treasury’s prior proposal in April and related exposure draft legislation released in July.

By increasing ease of access, the amendments aim to increase the adoption of the CDR among a wider range of organisations, and in doing so, enable consumers to make greater use of their data rights. The amendments are the latest in a series of steps taken by the Treasury to expand the reach of the CDR, aimed at implementing the CDR on an economy-wide basis.

Broadly, the amendments seek to:

implement new pathways for organisations to access the CDR, including through facilitating “Sponsored Accreditation” and enabling the appointment of “CDR Representatives”; establish new models for the sharing of CDR data outside the CDR ecosystem, including to “trusted advisers” and in the form

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